Hi Norma,

Hold down the CONTROL key as you click the following link and you'll get a little pop-up menu. Then click on "Save Linked File to 'Downloads'" and the PDF of your family newsletter will automatically download into your "Downloads" folder. Then, go to the Finder/Desktop, choose "New Finder Window" from the file menu. Once that window opens, look for "Downloads" in the left column of the window and click it. You should see your newly downloaded file in the list.

Here's the link:

Bork_newsletter_2013.b

- Bob